SGN – SGN Financial Services Pvt. Ltd.

Financial Planning

In general usage, a financial plan is a comprehensive evaluation of an individual's current pay and future financial state by using current known variables to predict future income, asset values and withdrawal plans.

We at Khwahish Investments come across over this fundamental question every now and then. Why should an individual or a family trust their hard earned savings in the hands of an entity or an individual. This is all the more relevant today as Investors can invest directly and save a part of their expense. This is surely tempting. Ease of investing online and saving part of expense is alluring.

However, this Is just one part of the story. With over thousands of investment products like equity, mutual funds, insurance, debts, fixed deposits, gold etc the choice and right combination of product has to be correct. Going forward consistent monitoring of investments becomes extremely important. More so in the absence of an advisor rebalancing of the portfolio with the changing market and political conditions needs to be done by the investor on his own hence, a Financial advisor may be indispensable.

Essential Components to a Financial Plan

Goals & Objectives to be listed by priority and should be as specific as possible.
Income Tax Planning
Net Worth Creation
Risk Management and Insurance
Planning for Retirement, Education, and Special Needs
Cash Flow Management
Investment Planning

Benefits of Financial Planning

The financial planning process is a logical, six-step procedure:

determining your current financial situation.
developing financial goals.
identifying alternative courses of action.
evaluating alternatives.
creating and implementing a financial action plan.
reevaluating and revising the plan.

Our Products

In US, about 70% of overall trading volume is generated through algorithmic trading. The overall trading volume of algorithmic trading estimated in emerging economies like India is roughly 40%.

Algorithmic trading is legal in India and nearly 40% of the trades in the Indian equity markets are driven by automated algorithms. In India , if you are a retail investor you will have to a lot of work in order to automate your algorithm as exchanges in India don't allow retail individuals to automate strategies

Till now Algo trading is done by Corporate, Foreign Institutional Investors & Large Trades who had funds to invest in Algo Software and have knowledge of the market and different strategies. Retail investors are still not able to enjoy benefits offered by Algo Trading due to high cost of Algo software and lack of knowledge about thousands of different strategies to use and millions of mathematical models to apply.

To overcome these problems and help investors to take benefit of Algo trading we have Suite of Intelligent Advisory Portfolio called ACE which are based on Algo trading mechanism, where in retail investors can invest a lump sum amount or via monthly contributions known as SIPs. Investors need not worry about purchasing an algo software or learning different strategies and mathematical models. They just have to choose the theme in which they wish to invest like Large Cap, Mid Cap, Small Cap, Multi Cap depending upon their risk appetite.

To know more about ace Click Here ACE